If I asked you to close your eyes and listen to different trucks drive by do you think you could tell me what kind of truck it was?
I can! I have this learned skill. I can tell you the difference between Fed Ex, Ups, SUV’s down to the make i.e. ford, chevy, BMW, Infinity, etc, and tow trucks.
Did you know there are different kinds of Tow Trucks?
- A Wheel LIft- picks up the driving wheels of a car either front (Front wheel drive cars) or back (rear wheel drive) so that it can be moved.
- Hook and Chain- not often used today as it can scratch the bumpers, usually used for cars in accidents.
Lastly, my personal favorite:
INTEGRATED- also know as Self Loader Snatcher, Quick Pick, or Repo Truck. This is where it can get tricky as this system is often used in light duty trucks so it doesn’t sound like a normal tow truck or any other major tuck for that matter. Most of them have the controls inside of the cab so that a quick pickup can be made without getting out of the truck.
When I left my ex I took my car that he had bought me or so I thought.
A little bit of history: When I was recovering from an emergency c-section in the hospital in 2009 he took the title to my Lexus 2007 that was paid for in full and forged my signature to trade it in for a 2010 GL550 Mercedes Benz. Not to mention he got approximately $20,000 back from my Lexus, didn’t apply it to the GL and spent the money on himself a leaving monthly payment of $1200.
As I mentioned I took the car because I thought it was my car. In court he started talking about the GL being repossessed because we were no longer making payments. Actually it was going to be repossessed because I wasn’t making the payments when in fact I never took care of the payments because he was the one with the income and plus I thought it was a gift, right? It was also past due on the registration ($550 a year) and needed four new tires ($1420).
He wasn’t paying his spousal or chid support which was a total of $840 because he self modified and felt that he didn’t have to pay me at all (That’s a whole other blog) therefore I couldn’t make the payments, pay for registration, or buy new tires.
He kept telling me that it was going to get taken. I had worked a deal out with him to take one of the other cars in the household because there were two others. He agreed but then changed his mind therefore leaving me with no choice but to drive around in a car knowing that at any moment it could get towed. I could be in the grocery store, at my little ones school, the park, the doctor, or at my one bedroom apartment. It could get taken at any time.
I learned that repos happen mostly at night for two reasons: People are home for the most part and they are asleep. The repo man can work quickly and quietly in the night. I didn’t sleep at night very well and this knowledge didn’t help at all either. I used to rest next to the sliding door so I could listen for any truck that sounded out of the ordinary. As the time passed and he kept squawking more and more about how the GL was going to get repossessed at any moment I started to leave notes in the window at night. Being a new single mom the thought of taking the car seat out every night made me more tired than I already was.
My Note Said:
Hi, if you are here to take the car, I get it. My ex refuses to pay for the payments and I can not afford it. Before you take the car could you please either come up to my apartment Unit #L17 and, or call me at xxx-xxx-xxxx because I needed to get the car seat out of the car for my little one.
Thank you, Portia-
I would put the note over the vin number just in the event that they did get out and cross reference the VIN the note would be in their way and they would see it.
On September 14 at 2:00 in the morning I heard a different truck pull up into the apartment complex. My heart sunk. I knew it was time. I stood up and looked out of the window and watched as a unsuspecting truck pulled up and parked behind the Benz. I watched for a moment as they walked around the car with a flashlight and looked into it. The guy took one quick look towards the VIN number but not long enough for him to read the note that covered it. It struck me funny that he didn’t verify the VIN, nor did he care to read the note.
I looked at my little one all tucked in her bed passed out and thought in a brief moment, shit how am I going to get her to PreK, how am I going to get to the grocery store? What if there is an emergency?
I opened up my door and walked down the stairs . I called out to the two guys, “are you here to get the car?” They bristled and I quickly said no its ok I just need help getting my things out of the car, could one of you help me. They knew my first and last name too quickly and I remember that being odd. There wasn’t any paperwork to sign. I just grabbed my personal effects and stood on the bottom of the stair case and watched as they took my car.
I got all my things upstairs and hid them in the kitchen with a blanket over them. I didn’t want my little one to see them and get upset and worried. She has a tendency to obsess over things and our entire situation was stressful enough for her. I crawled into bed with munchkin and held her tight while I quietly cried myself to sleep.
He showed up at an exchange a couple of days later. I was early because munchkin and I had to take a cab. We were standing in the parking lot when he pulled up in the Benz. It had been detailed, four new tires put on, and the registration was paid for. I felt numb. He picked up our daughter and left me standing there.
I found out later that he was never late on a payment. He had the car personally towed so he could have it back leaving his daughter and me without a car.